If you are moving house, buying your first home or in the process of saving for your deposit, you will probably already know that there are lots of things to take into consideration. Before you fall in love with your dream property, you will need to check that your money is being invested wisely, and this means organising a property survey.

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Once you have found somewhere you want to buy and had an offer accepted, in order to secure your mortgage you will require a survey so you can proceed with the purchase. This will be a requirement by any money lender, as it confirms the property is worth what you are paying for it, and it also offers you as the buyer peace of mind.

Sam Conveyancing home buyers survey Watford offers property surveys. If you need a home buyers survey Watford has professionals who can help.

Although a survey is straightforward, there are different types of survey, and you will need to decide what type of survey if best for you.

Condition Report

A condition report is a standard survey, which is ideal for properties that are in good condition and for homes that are considered new-builds. This type of report will highlight any serious problems with the property and check the safety of the building. A condition report survey uses a traffic-light system to highlight any areas of concern as well as demonstrate areas that are in good working order with no issues or faults.

With house prices rising and the pandemic causing people to change their lifestyles, certain areas in the UK are seeing a property price boom.

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Homebuyer Report

A homebuyer report is a slightly more detailed survey and includes a ‘condition report’, which will focus on any repairs or maintenance the property might need. For example it will include checking for damp or subsidence. This type of report will also give a market valuation and a rebuild cost. However, it only looks at the ‘surface level’ of the property, meaning the surveyor carrying out the check won’t be moving furniture around and looking under the floorboards, etc. For a home buyers survey Watford has many good surveyors who can help and guide you through the process.

Building Survey

A building survey includes a thorough look at the properly, checking for any maintenance issues and any damp, and will offer advice about what repairs will need to be carried out. This type of survey is ideal for older homes, homes that require renovation or properties that are in poor condition.

If you are unsure what type of survey you need, speak to your surveyor for advice.